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General Enrollment Period is Coming Soon

If you miss your Initial Enrollment Period or your Special Enrollment Period, you get another chance to enroll. You can sign up for Medicare Parts A & B between January 1 and March 31 each year. Your Medicare coverage would begin on July 1 of the same year.

Have You Reviewed Your Coverage for 2017?

Original Medicare

Original Medicare is Parts A and B. Medicare Part A covers inpatient care and hospital care, while Medicare Part B covers medical services and supplies.

Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare Parts A and B. It is usually considered an “all-in-one” plan.

Medicare Supplement

Medicare Supplemental Plans help to pay the “gap” between what Medicare Parts A and B pay and what you pay out of your own pocket.

Medicare Part D

Medicare Part D is an optional way for seniors age 65+ and those with disabilities to cover the cost of prescription drugs and medications.

Freedom of Choice

Make the decision that best fits YOU!

With a broad range of plan choices from many carriers, you can be sure that we have a plan that includes all the network providers you desire. Always check with your primary care physician prior to applying for coverage to know what plans your doctor accepts.

Prescription Drug Coverage

Guidance for the most important elements.

We understand the importance of acquiring the proper drug coverage. This is why our advisers take extra care to ensure we find you the most protection against high out-of-pocket expenses. We spend the time to educate you on all the nuances of today’s prescription drug environment.

Trusted Hospital Networks

The Best Care From The Best Providers.

Our carriers offer a list of trusted hospital options that provide peace of mind to our clients. With top rated facilities and access to cutting edge medical advances, you can rest assure that you are in caring hands whenever the need arises.

Did You Know....?

Medicare agents are restricted from charging you consultation fees. Commissions are paid by insurance companies and do not affect your premiums. Agents/brokers must be licensed in the State in which they do business, annually complete training and pass a test on their knowledge of Medicare and health and prescription drug plans, and follow all Medicare marketing rules.

 

Agents/brokers are subject to rigorous oversight by their contracted health or drug plans and face the risk of loss of licensure with their State and termination with their contracted health or drug plans if they don’t comply with strict rules related to selling to and enrolling Medicare beneficiaries in Medicare plans.

 

Learn more by visiting the Center for Medicare and Medicaid Services.

Turning 65 in Illinois?

There are typically two times in which you can sign up for a Medicare Part D Plan:

Initial Medicare Enrollment Period

The time period beginning 3 months before you turn 65 and ending 3 months after you turn 65 is known as your Initial Enrollment period. During this time, you can enroll in a Medicare Part D Plan.

Annual Medicare Open Enrollment Period

Annual Open Enrollment runs from Oct. 15 through Dec. 7 of each year. During this time, you can sign up for a Part D plan, change to a new plan, or drop your current plan.